What is a Certified Financial Planner?

cpa

A CFP® professional is a financial planner that has gone through and met the highest requirements in the industry in terms of ethics, education, experience, and examination. At the very minimum, a CERTIFIED FINANCIAL PLANNER™ must obtain a 4 year degree at an accredited university, have 3 years of experience in the financial advising and planning industry, and must pass the rigorous and comprehensive 2 day, 10 hour exam covering topics of Professional Ethical Conduct and Regulation, General Financial Planning Principals, Education Planning, Risk Management and Insurance Planning, Investment Planning, Tax Planning, Retirement Savings Planning, Income Distribution Planning, and Estate Planning. CFP® professionals are also required to complete 30 hours of continuing education every 2 years.

Digital CFP Certificate

Not all financial advisors have financial backgrounds or experience. Many big firms will hire individuals based on past sales experience. In our industry, you don’t even need a bachelor’s degree in order to be a financial advisor. However, to a CFP® professional, as mentioned above, one must have financial planning and advising experience and a college diploma.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Bradley Wealth Advisors

Maryland Location:

10411 Motor City Drive, Suite 750
Bethesda, MD 20817

Texas Location:

5800 Woodway Drive, Suite 311
Houston,TX 77057

Ph: 240-395-1423

 

Registered Representative, Securities offered through Cambridge Investment Research, Inc., A Broker/Dealer, Member FINRA/SIPC and Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Bradley Wealth Advisors and Cambridge are not affiliated.

This communication is strictly intended for individuals residing in the states of AK, AZ, FL, GA, MD, PA, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.